416-780-1020 Live a DEBT free life


  • One Small Interest-Free Payment
    For all your DEBT
  • Eliminate Your DEBT In 1-5 Years
    & Rebuild your CREDIT
  • Stop Threatening Calls,
    & Court Orders
  • Get Relief Today!
    Contact our Govt-Certified Counsellors
    for Quick Assessment
  • Save Your Car, House,
    Business, Savings
    & other Assets
  • Helped Thousands of Clients
    Like You Since 2003

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  • All your income is going to pay bills.
  • Your salary is being garnished.
  • Everyday there is fight & argument at home.
  • You are afraid to answer your own phone.
  • Creditors & Collection agencies are harassing you and threatening to take legal actions.
  • You are stuck in a cycle of high interest payday loans.
Then, we can
  • Reduce your debts to less than half.
  • Stop the interest right away.
  • Stop the garnishment & other legal actions.
  • Bring back your stress free family life.
  • Save you from threatening phone calls.
  • Save your home, assets and business.
  • Help you re-build your credit.


Debt Consolidation Firm Serving the Toronto, ON Area

Credit Management Services has helped thousands of clients to manage their finances and get out of debt. Our programs and services help people in all stages of their financial lives and to take the next step towards personal wealth management accomplishment.

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Check how much you’ll pay!


How Much do you owe?*
Net Monthly Income*


GET HELP NOW – 416-780-1020

Debts that we can settle under Insolvency Act

  • debts
  • Debt Reduction Chart For $50,000, Consumer Proposal Image - Credit Management Services
  • Debt Reduction Chart For $20,000, Consumer Proposal Image - Credit Management Services

The monthly payment mentioned in our proposal above is based on a 5 year plan and standard family income.

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What they’re saying

I was afraid to pick my own phone. I was so confused and stressed all the time that I didn’t know what to do, but after meeting with a Counsellor from Credit Management Services , I felt very relaxed and he reduced my $34,000 debts to just half. Amazing!.. I can pick up my own phone now.